International Medical Insurance Plan for Out-patient Coverage
This is coverage beyond the in-patient basic plan which covers only hospitalization with overnight stays. Commonly, a global health insurance plan with In-patient and Out-patient coverage has an annual overall maximum benefit with larger premiums than the basic in-patient plan.
A typical global health insurance plan with added out-patient coverage may, in addition to in-patient benefits, include:
Out-patient Benefits
- Medical practitioner fees and prescription drugs
- Diagnostic tests
- Vaccinations
- Routine health checks
- Prescribed medicines
- Acupuncture (performed by a physician)
- Home nursing
- Consultations with general practitioners
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Out-patient treatment - refers to treatment provided in by a surgeon, medical practitioner, therapist, or specialist that does not require the patient to be admitted into hospital. |