A Summary of International Health Insurance Plans for Expatriates

It is not an easy task to make a decision on which Expat Medical Insurance plan is right for you. For most people, they will stay with this insurance plan for years (it is not advisable to frequently change your insurance policy). For those that are only looking for a few months of coverage, it is also important to choose the most suitable plan for your trip.

When we put together a personalized insurance plan, we do not only take into consideration the plan coverage, claim handling, and customer service but also the insurer's financial standing. Below are some of the main things we look at when assessing an international health insurance plan for our clients.

• Overall Maximum Benefit
• Geographical Coverage
• In-Patient Coverage
• Out-Patient Coverage
• Deductibles (Excess)
• Maternity Treatment
• Dental Treatment
• Chronic Conditions
• Emergency evacuations
• General exclusions
• Renew ability
• Payment Options
   

Often, when expats purchase an international health insurance plan, insurance companies will incorporate certain exclusions; sometimes these are general exclusions or ones that are specifically excluded based on the client's particular situation.