Expat Medical Insurance will take care of your medical insurance needs regardless of where in the world you choose to travel, live or work.

As a reliable and well-known insurance intermediary we work with a variety of international insurers. This gives us an opportunity to provide insurance policies that fit individual customer requirements.

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Are Congenital Defects Covered?

Congenital Defects is another way of calling any problems that a baby is born with. Often they will be covered by an expatriate pregnancy insurance plan but could be subject to a waiting period.

Since not all of the maybe categories of birth defects that are provided below, will be covered by all pregnancy insurance plans, it is highly advisable for the expatriates to know before hand what is and what isn't covered by the plan.

Three main categories for birth defects are:

  • Congenital infections
  • Structural/metabolic
  • Other conditions

Heart and circulatory system defects are the most commonly occurred birth defects; about 1 child out of 115 has heart and/or circulatory problem.

Contact our medical consultants to find out what is covered by which expatriate pregnancy insurance plans